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Fractional CFO services for Canadian businesses that want real results, not reports that collect dust.
Know exactly where every dollar goes. I build the system so you see your cash position in real time, not 3 months after the fact.
Pricing, margins, unit economics. I find the $50K you're leaving on the table and build the plan to capture it.
Clean financials that get funding. Boards, investors, and lenders get the numbers they need, formatted the way they need them.
Monthly forecasts, scenario planning, and a CFO who shows up prepared. You'll never walk into a board meeting blind again.
VP Finance. Built the finance function from scratch. Revenue compounded every year until acquisition.
Manufacturing, SaaS, healthcare, e-commerce, professional services. Same playbook. Positive EBITDA.
Bookkeeping, reporting, forecasting, compliance. I set up the whole stack so the numbers are always current.
The same spreadsheet I use with my fractional CFO clients. Plug in your numbers and see where your cash is going.
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Practical advice to help you master your business finances
Canadian GST/HST rules do not follow your location. They follow the place of supply. Sales to US customers are generally zero-rated exports at 0 percent, and interprovincial rates depend on the customer's province. Getting this wrong means either overcharging clients or missing remittances.
The right time to bring in a fractional CFO is not a revenue milestone. It is a specific business moment: taking on debt you do not fully understand, raising money, scaling headcount, or making pricing decisions without knowing your margin. This post identifies the exact triggers.
GST/HST rules on late fees, chargebacks, and pass-through costs are not obvious. Whether tax applies depends on whether the charge is for a taxable supply or a true reimbursement, and the documentation around your billing structure matters as much as the amount.
One conversation. I’ll show you the three highest-impact moves for your business right now, and how to make them.
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